Middle Amana, IA
Middle Amana, IA's wildfire risk, in USFS's own numbers
USFS scores Middle Amana at the 76th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 263 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Middle Amana at the 76th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Middle Amana's building exposure, zone by zone
76.8% of Middle Amana's 263 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 22.8% Direct and 0.4% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Middle Amana ranks
Compare Middle Amana's two percentiles: 98th within Iowa, only 76th nationally — a gap of 22 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Middle Amana ranks 7,688 for wildfire risk (1 is highest) and 22,725 by building count (1 is largest). Within Iowa alone, it ranks 23 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Middle Amana's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 76.8% of Middle Amana's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Middle Amana's 7,688-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Middle Amana, see the exposure-zones guide.