Michie, TN
Michie, TN's wildfire risk, in USFS's own numbers
Michie's 497 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Michie's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Where Michie's buildings actually sit
97% of Michie's 497 buildings sit in USFS's Direct exposure zone, roughly 482 structures close enough to burnable vegetation for flame contact, not just embers — 3% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Michie ranks
Michie's risk sits at a similar level relative to Tennessee (62nd percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Michie ranks 10,098 for wildfire risk (1 is highest) and 17,415 by building count (1 is largest). Within Tennessee alone, it ranks 193 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Michie
At the 68th percentile nationally, Michie carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 97% of Michie in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 497 counted buildings into the percentiles shown above for Michie. For more on what direct exposure implies beyond Michie, see the exposure-zones guide.