Miccosukee, FL
Miccosukee wildfire risk explained
Miccosukee's 249 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Miccosukee at the 82nd percentile, close to its 82nd-percentile risk score.
Where Miccosukee's buildings actually sit
USFS classifies 99.2% of Miccosukee's buildings as Direct exposure, higher than its 0.8% Indirect share and far above its 0% Minimal share — a profile where 247 structures sit close enough to vegetation that lot clearing matters most.
How Miccosukee compares
Miccosukee ranks lower within Florida (55th percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Miccosukee ranks 5,545 for wildfire risk (1 is highest) and 23,161 by building count (1 is largest). Within Florida alone, it ranks 430 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Miccosukee's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 99.2% of Miccosukee in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Miccosukee's figures come from
The methodology guide shows exactly how USFS turned 249 counted buildings into the percentiles shown above for Miccosukee. The exposure-zones guide covers what Miccosukee's dominant direct exposure actually means, with real examples from across the dataset.