Miami Lakes, FL
Miami Lakes, FL's wildfire risk, in USFS's own numbers
Miami Lakes's 6,884 buildings earn a 84th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Miami Lakes at the 82nd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Miami Lakes's building exposure, zone by zone
USFS classifies 96.5% of Miami Lakes's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 6,884 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Miami Lakes against the rest of the country
Miami Lakes ranks lower within Florida (59th percentile statewide) than its 84th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Miami Lakes ranks 5,135 for wildfire risk (1 is highest) and 2,513 by building count (1 is largest). Within Florida alone, it ranks 387 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Miami Lakes and the insurance market
Miami Lakes's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 96.5% of Miami Lakes outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Miami Lakes's figures come from
Every one of the two percentiles behind Miami Lakes's 5,135-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Miami Lakes's dominant minimal exposure actually means, with real examples from across the dataset.