Mi-Wuk Village, CA
Mi-Wuk Village, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Mi-Wuk Village at the 100th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,409 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mi-Wuk Village at the 100th percentile, close to its 100th-percentile risk score.
What "at risk" means for the buildings here
Of Mi-Wuk Village's 1,409 counted buildings, 75.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Mi-Wuk Village ranks
Mi-Wuk Village's risk sits at a similar level relative to California (96th percentile statewide) as it does nationally (100th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mi-Wuk Village ranks 100 for wildfire risk (1 is highest) and 9,589 by building count (1 is largest). Within California alone, it ranks 64 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Mi-Wuk Village and the insurance market
Mi-Wuk Village sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 100th-percentile score like Mi-Wuk Village's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Mi-Wuk Village's 75.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Mi-Wuk Village's figures come from
Every one of the two percentiles behind Mi-Wuk Village's 100-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mi-Wuk Village's dominant direct exposure actually means, with real examples from across the dataset.