Mi Ranchito Estate, TX
Mi Ranchito Estate, TX's wildfire risk, in USFS's own numbers
USFS scores Mi Ranchito Estate at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 176 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mi Ranchito Estate at the 84th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Mi Ranchito Estate's building exposure, zone by zone
Of Mi Ranchito Estate's 176 counted buildings, 92.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Mi Ranchito Estate compares
Mi Ranchito Estate scores 83rd nationally and 70th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mi Ranchito Estate ranks 5,245 for wildfire risk (1 is highest) and 25,805 by building count (1 is largest). Within Texas alone, it ranks 536 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Mi Ranchito Estate and the insurance market
Mi Ranchito Estate's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Mi Ranchito Estate (92.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 176 counted buildings into the percentiles shown above for Mi Ranchito Estate. For more on what direct exposure implies beyond Mi Ranchito Estate, see the exposure-zones guide.