Mexico, NY
How exposed is Mexico to wildfire?
Mexico sits at the 12th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 836 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mexico at the 12th percentile, close to its 12th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 67% of Mexico's buildings as Direct exposure, higher than its 33% Indirect share and far above its 0% Minimal share — a profile where 560 structures sit close enough to vegetation that lot clearing matters most.
How Mexico compares
Within New York, Mexico ranks higher (29th percentile) than it does nationally (12th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mexico ranks 27,805 for wildfire risk (1 is highest) and 13,292 by building count (1 is largest). Within New York alone, it ranks 918 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Mexico's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Mexico (67%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Mexico's figures come from
Mexico's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mexico's dominant direct exposure actually means, with real examples from across the dataset.