Mexican Colony, CA
How exposed is Mexican Colony to wildfire?
Mexican Colony sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 84 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mexican Colony's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Where Mexican Colony's buildings actually sit
Mexican Colony rates 59.5% Minimal exposure against just 40.5% Direct and 0% Indirect — of 84 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Mexican Colony against the rest of the country
Mexican Colony's 85th national percentile looks worse in isolation than its 50th ranking inside California does — this place is on the milder end for its own state, by 35 points. Among the 31,521 US communities USFS scores, Mexican Colony ranks 4,717 for wildfire risk (1 is highest) and 29,716 by building count (1 is largest). Within California alone, it ranks 786 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Mexican Colony sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 85th-percentile score like Mexican Colony's can end up mattering for. More on the disclosure law.
What would actually reduce this score
With 59.5% of buildings rated Minimal exposure, Mexican Colony gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Mexican Colony's figures come from
Mexican Colony's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mexican Colony's dominant minimal exposure actually means, with real examples from across the dataset.