Mexia, TX
How exposed is Mexia to wildfire?
USFS scores Mexia at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 3,629 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mexia at the 81st percentile, close to its 81st-percentile risk score.
What "at risk" means for the buildings here
USFS puts 77.6% of Mexia's 3,629 buildings in the Indirect exposure zone, versus 22.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Mexia ranks
Mexia ranks lower within Texas (64th percentile statewide) than its 81st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Mexia ranks 5,998 for wildfire risk (1 is highest) and 4,623 by building count (1 is largest). Within Texas alone, it ranks 649 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Mexia and the insurance market
At the 81st percentile nationally, Mexia carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 77.6% of Mexia's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Mexia's figures come from
Every one of the two percentiles behind Mexia's 5,998-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mexia's dominant indirect exposure actually means, with real examples from across the dataset.