Metamora, OH
How exposed is Metamora to wildfire?
Metamora sits at the 0th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 371 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Metamora at the 0th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Metamora rates 89.5% Minimal exposure against just 10.5% Direct and 0% Indirect — of 371 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Metamora against the rest of the country
There's little gap between Metamora's 0th national percentile and its 2nd percentile inside Ohio, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Metamora ranks 31,407 for wildfire risk (1 is highest) and 19,843 by building count (1 is largest). Within Ohio alone, it ranks 1,237 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Metamora's low rating (0th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Metamora
Even with 89.5% of Metamora outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Metamora's 0th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Metamora, see the exposure-zones guide.