Metamora, IL
Metamora wildfire risk explained
Metamora's 1,752 buildings earn a 8th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Metamora at the 8th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Metamora's buildings actually sit
USFS puts 54.3% of Metamora's 1,752 buildings in the Indirect exposure zone, versus 4.8% Direct and 40.9% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Metamora ranks
Compare Metamora's two percentiles: 38th within Illinois, only 8th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Metamora ranks 28,955 for wildfire risk (1 is highest) and 8,217 by building count (1 is largest). Within Illinois alone, it ranks 896 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Metamora and the insurance market
Metamora's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Metamora's 54.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Metamora's 28,955-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Metamora, see the exposure-zones guide.