Metairie, LA
How exposed is Metairie to wildfire?
Metairie sits at the 10th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 55,524 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Metairie at the 11th percentile, close to its 10th-percentile risk score.
What "at risk" means for the buildings here
Metairie rates 99.7% Minimal exposure against just 0.3% Direct and 0% Indirect — of 55,524 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 55,524 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Metairie compares
Metairie scores 10th nationally and 5th within Louisiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Metairie ranks 28,304 for wildfire risk (1 is highest) and 151 by building count (1 is largest). Within Louisiana alone, it ranks 464 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Metairie's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 99.7% of buildings rated Minimal exposure, Metairie gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 55,524 counted buildings into the percentiles shown above for Metairie. For more on what minimal exposure implies beyond Metairie, see the exposure-zones guide.