Mesa Vista, CA
How exposed is Mesa Vista to wildfire?
Mesa Vista sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 169 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mesa Vista's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
What "at risk" means for the buildings here
Of Mesa Vista's 169 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Mesa Vista against the rest of the country
Mesa Vista's risk sits at a similar level relative to California (84th percentile statewide) as it does nationally (98th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mesa Vista ranks 626 for wildfire risk (1 is highest) and 26,059 by building count (1 is largest). Within California alone, it ranks 262 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Mesa Vista's 98th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Mesa Vista's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Mesa Vista's figures come from
Every one of the two percentiles behind Mesa Vista's 626-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mesa Vista's dominant direct exposure actually means, with real examples from across the dataset.