Mershon, GA
Mershon, GA's wildfire risk, in USFS's own numbers
Mershon sits at the 62nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 71 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mershon at the 62nd percentile, close to its 62nd-percentile risk score.
What "at risk" means for the buildings here
71 buildings are counted in Mershon, and 63.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Mershon against the rest of the country
Inside Georgia, Mershon sits at just the 27th percentile even though it scores 62nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Mershon ranks 12,033 for wildfire risk (1 is highest) and 30,236 by building count (1 is largest). Within Georgia alone, it ranks 492 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Mershon and the insurance market
Mershon's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Mershon (63.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Mershon's 12,033-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Mershon, see the exposure-zones guide.