Merrillan, WI
Merrillan, WI's wildfire risk, in USFS's own numbers
USFS scores Merrillan at the 37th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 379 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Merrillan at the 37th percentile, close to its 37th-percentile risk score.
Merrillan's building exposure, zone by zone
379 buildings are counted in Merrillan, and 58.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.1% rated Minimal.
Merrillan against the rest of the country
Merrillan's 85th-percentile standing inside Wisconsin outpaces its 37th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Merrillan ranks 20,029 for wildfire risk (1 is highest) and 19,676 by building count (1 is largest). Within Wisconsin alone, it ranks 119 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Merrillan and the insurance market
At the 37th national percentile, Merrillan rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 58.3% of Merrillan in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Merrillan's figures come from
Merrillan's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Merrillan's dominant direct exposure actually means, with real examples from across the dataset.