Merom, IN
Merom, IN's wildfire risk, in USFS's own numbers
Merom's 214 buildings earn a 17th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Merom's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
Where Merom's buildings actually sit
Direct exposure dominates in Merom: 58.9% of its 214 buildings, versus 41.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Merom against the rest of the country
Merom's 71st-percentile standing inside Indiana outpaces its 17th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Merom ranks 26,247 for wildfire risk (1 is highest) and 24,329 by building count (1 is largest). Within Indiana alone, it ranks 277 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Merom and the insurance market
At the 17th national percentile, Merom rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Merom
Merom's 58.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 214 counted buildings into the percentiles shown above for Merom. For more on what direct exposure implies beyond Merom, see the exposure-zones guide.