Meridian, OK
Meridian, OK's wildfire risk, in USFS's own numbers
USFS scores Meridian at the 88th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 44 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Meridian's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Where Meridian's buildings actually sit
Of Meridian's 44 counted buildings, 79.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Meridian against the rest of the country
Meridian ranks lower within Oklahoma (41st percentile statewide) than its 88th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Meridian ranks 3,659 for wildfire risk (1 is highest) and 31,076 by building count (1 is largest). Within Oklahoma alone, it ranks 493 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Meridian
At the 88th percentile nationally, Meridian carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Meridian (79.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Meridian's figures come from
Every one of the two percentiles behind Meridian's 3,659-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Meridian's dominant direct exposure actually means, with real examples from across the dataset.