Meredith, NH
How exposed is Meredith to wildfire?
Out of every US place USFS scores, Meredith lands at the 16th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,427 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Meredith's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
Meredith's building exposure, zone by zone
48.7% of Meredith's 1,427 buildings sit in USFS's Direct exposure zone, roughly 695 structures close enough to burnable vegetation for flame contact, not just embers — 46.7% fall in the Indirect, ember-only zone and 4.6% are Minimal.
Where Meredith ranks
There's little gap between Meredith's 16th national percentile and its 24th percentile inside New Hampshire, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Meredith ranks 26,601 for wildfire risk (1 is highest) and 9,493 by building count (1 is largest). Within New Hampshire alone, it ranks 76 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
What this risk score means for insurance
Meredith's low rating (16th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Meredith's 48.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Meredith's figures come from
Meredith's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Meredith's dominant direct exposure actually means, with real examples from across the dataset.