Merchantville, NJ
Merchantville, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Merchantville at the 39th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,195 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Merchantville at the 43rd percentile, close to its 39th-percentile risk score.
What "at risk" means for the buildings here
Merchantville rates 84% Minimal exposure against just 16% Direct and 0% Indirect — of 1,195 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Merchantville ranks
Merchantville scores 39th nationally and 42nd within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Merchantville ranks 19,226 for wildfire risk (1 is highest) and 10,677 by building count (1 is largest). Within New Jersey alone, it ranks 410 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Merchantville
Merchantville's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Merchantville's 84% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Merchantville's 19,226-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Merchantville, see the exposure-zones guide.