Mentor, MN
Mentor wildfire risk explained
USFS scores Mentor at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 176 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mentor at the 80th percentile, close to its 81st-percentile risk score.
Mentor's building exposure, zone by zone
Direct exposure dominates in Mentor: 51.7% of its 176 buildings, versus 9.1% Indirect and 39.2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Mentor compares
Within Minnesota, Mentor ranks higher (98th percentile) than it does nationally (81st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mentor ranks 6,016 for wildfire risk (1 is highest) and 25,785 by building count (1 is largest). Within Minnesota alone, it ranks 17 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Mentor
At the 81st percentile nationally, Mentor carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Mentor
Because Direct exposure dominates in Mentor (51.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 176 counted buildings into the percentiles shown above for Mentor. For more on what direct exposure implies beyond Mentor, see the exposure-zones guide.