Mentone, TX
Mentone, TX's wildfire risk, in USFS's own numbers
USFS scores Mentone at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 61 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mentone at the 62nd percentile, close to its 64th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Mentone (62.3% of 61 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 37.7% sit in the Direct zone.
Where Mentone ranks
Mentone ranks lower within Texas (20th percentile statewide) than its 64th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Mentone ranks 11,359 for wildfire risk (1 is highest) and 30,638 by building count (1 is largest). Within Texas alone, it ranks 1,446 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Mentone's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Mentone
With ember exposure the dominant pattern in Mentone (62.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Mentone's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Mentone, see the exposure-zones guide.