Menlo Park Terrace, NJ
Menlo Park Terrace, NJ's wildfire risk, in USFS's own numbers
USFS scores Menlo Park Terrace at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 862 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Menlo Park Terrace's burn probability — fire likelihood with no building count factored in — sits at the 26th percentile nationally.
Menlo Park Terrace's building exposure, zone by zone
Most of Menlo Park Terrace's buildings (99.1% of 862) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Menlo Park Terrace ranks
Menlo Park Terrace's risk sits at a similar level relative to New Jersey (8th percentile statewide) as it does nationally (22nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Menlo Park Terrace ranks 24,586 for wildfire risk (1 is highest) and 13,060 by building count (1 is largest). Within New Jersey alone, it ranks 645 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Menlo Park Terrace and the insurance market
At the 22nd national percentile, Menlo Park Terrace rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Menlo Park Terrace's 99.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Menlo Park Terrace's figures come from
The methodology guide shows exactly how USFS turned 862 counted buildings into the percentiles shown above for Menlo Park Terrace. The exposure-zones guide covers what Menlo Park Terrace's dominant minimal exposure actually means, with real examples from across the dataset.