Menlo, GA
Menlo wildfire risk explained
Out of every US place USFS scores, Menlo lands at the 84th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 338 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Menlo's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
Where Menlo's buildings actually sit
338 buildings are counted in Menlo, and 65.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Menlo against the rest of the country
Menlo's risk sits at a similar level relative to Georgia (95th percentile statewide) as it does nationally (84th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Menlo ranks 4,916 for wildfire risk (1 is highest) and 20,620 by building count (1 is largest). Within Georgia alone, it ranks 32 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Menlo
At the 84th percentile nationally, Menlo carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Menlo (65.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Menlo's figures come from
Every one of the two percentiles behind Menlo's 4,916-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Menlo's dominant direct exposure actually means, with real examples from across the dataset.