Menard, TX
Menard, TX's wildfire risk, in USFS's own numbers
Menard sits at the 78th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,234 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Menard's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Menard's building exposure, zone by zone
USFS puts 70.8% of Menard's 1,234 buildings in the Indirect exposure zone, versus 29.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Menard ranks
Inside Texas, Menard sits at just the 57th percentile even though it scores 78th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Menard ranks 6,851 for wildfire risk (1 is highest) and 10,448 by building count (1 is largest). Within Texas alone, it ranks 776 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Menard and the insurance market
At the 78th percentile nationally, Menard carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Menard (70.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Menard's figures come from
Every one of the two percentiles behind Menard's 6,851-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Menard's dominant indirect exposure actually means, with real examples from across the dataset.