Melvin, TX
Melvin, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Melvin at the 77th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 197 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Melvin at the 73rd percentile, close to its 77th-percentile risk score.
What "at risk" means for the buildings here
Most of Melvin's buildings (60.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Melvin against the rest of the country
Inside Texas, Melvin sits at just the 50th percentile even though it scores 77th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Melvin ranks 7,421 for wildfire risk (1 is highest) and 24,980 by building count (1 is largest). Within Texas alone, it ranks 888 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Melvin
Melvin's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Melvin
Because 60.9% of Melvin's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Melvin's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Melvin, see the exposure-zones guide.