Mellott, IN
Mellott, IN's wildfire risk, in USFS's own numbers
Mellott sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 178 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mellott at the 1st percentile, close to its 1st-percentile risk score.
Where Mellott's buildings actually sit
77.5% of Mellott's 178 buildings sit in USFS's Minimal exposure zone, with only 22.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Mellott compares
There's little gap between Mellott's 1st national percentile and its 10th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mellott ranks 31,106 for wildfire risk (1 is highest) and 25,710 by building count (1 is largest). Within Indiana alone, it ranks 873 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Mellott
Mellott's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 77.5% of buildings rated Minimal exposure, Mellott gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Mellott's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Mellott, see the exposure-zones guide.