Medora, IN
Medora wildfire risk explained
Medora's 478 buildings earn a 14th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Medora at the 15th percentile, close to its 14th-percentile risk score.
Where Medora's buildings actually sit
478 buildings are counted in Medora, and 86% of them are Indirect exposure — ember-driven risk rather than the 14% in Direct exposure or the 0% rated Minimal.
Where Medora ranks
Medora's 65th-percentile standing inside Indiana outpaces its 14th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Medora ranks 27,192 for wildfire risk (1 is highest) and 17,743 by building count (1 is largest). Within Indiana alone, it ranks 336 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Medora
Medora's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Medora (86% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Medora's figures come from
The methodology guide shows exactly how USFS turned 478 counted buildings into the percentiles shown above for Medora. The exposure-zones guide covers what Medora's dominant indirect exposure actually means, with real examples from across the dataset.