Medley, FL
How exposed is Medley to wildfire?
Medley sits at the 91st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,086 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Medley at the 86th percentile, close to its 91st-percentile risk score.
What "at risk" means for the buildings here
Medley rates 89.9% Minimal exposure against just 0.3% Direct and 9.8% Indirect — of 2,086 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Medley ranks
There's little gap between Medley's 91st national percentile and its 83rd percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Medley ranks 2,891 for wildfire risk (1 is highest) and 7,232 by building count (1 is largest). Within Florida alone, it ranks 164 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Medley
At the 91st percentile nationally, Medley carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Medley
Even with 89.9% of Medley outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Medley's figures come from
Medley's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Medley's dominant minimal exposure actually means, with real examples from across the dataset.