Medina, TN
How exposed is Medina to wildfire?
Out of every US place USFS scores, Medina lands at the 38th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,020 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Medina at the 40th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
2,020 buildings are counted in Medina, and 45.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 32.5% rated Minimal.
How Medina compares
There's little gap between Medina's 38th national percentile and its 28th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Medina ranks 19,430 for wildfire risk (1 is highest) and 7,418 by building count (1 is largest). Within Tennessee alone, it ranks 364 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Medina and the insurance market
At the 38th national percentile, Medina rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Medina's 45.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,020 counted buildings into the percentiles shown above for Medina. For more on what direct exposure implies beyond Medina, see the exposure-zones guide.