Medina, NY
How exposed is Medina to wildfire?
USFS scores Medina at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,685 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Medina at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 70% of Medina's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 30% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Medina compares
Medina scores 3rd nationally and 1st within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Medina ranks 30,613 for wildfire risk (1 is highest) and 5,953 by building count (1 is largest). Within New York alone, it ranks 1,273 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Medina's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 70% of buildings rated Minimal exposure, Medina gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Medina's figures come from
Medina's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Medina's dominant minimal exposure actually means, with real examples from across the dataset.