Medina, MN
How exposed is Medina to wildfire?
Out of every US place USFS scores, Medina lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 3,151 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Medina at the 50th percentile, close to its 52nd-percentile risk score.
Where Medina's buildings actually sit
Direct exposure dominates in Medina: 64.1% of its 3,151 buildings, versus 27.3% Indirect and 8.6% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Medina compares
Within Minnesota, Medina ranks higher (77th percentile) than it does nationally (52nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Medina ranks 15,130 for wildfire risk (1 is highest) and 5,230 by building count (1 is largest). Within Minnesota alone, it ranks 212 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Medina's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Medina
Because Direct exposure dominates in Medina (64.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,151 counted buildings into the percentiles shown above for Medina. For more on what direct exposure implies beyond Medina, see the exposure-zones guide.