Medford, OK
Medford wildfire risk explained
Medford sits at the 43rd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 881 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Medford's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
What "at risk" means for the buildings here
Only 9.3% of Medford's 881 buildings carry Direct exposure and 0% carry Indirect; the remaining 90.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Medford against the rest of the country
Medford's 43rd national percentile looks worse in isolation than its 4th ranking inside Oklahoma does — this place is on the milder end for its own state, by 39 points. Among the 31,521 US communities USFS scores, Medford ranks 18,128 for wildfire risk (1 is highest) and 12,901 by building count (1 is largest). Within Oklahoma alone, it ranks 804 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Medford and the insurance market
At the 43rd national percentile, Medford rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 90.7% of buildings rated Minimal exposure, Medford gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Medford's 43rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Medford, see the exposure-zones guide.