Medaryville, IN
How exposed is Medaryville to wildfire?
USFS scores Medaryville at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 408 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Medaryville at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Medaryville's buildings actually sit
USFS classifies 87.8% of Medaryville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 12.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Medaryville against the rest of the country
Compare Medaryville's two percentiles: 19th within Indiana, only 3rd nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Medaryville ranks 30,697 for wildfire risk (1 is highest) and 19,065 by building count (1 is largest). Within Indiana alone, it ranks 785 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Medaryville's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Medaryville
Even with 87.8% of Medaryville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Medaryville's 30,697-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Medaryville, see the exposure-zones guide.