Meadowlakes, TX
Meadowlakes, TX's wildfire risk, in USFS's own numbers
Meadowlakes's 859 buildings earn a 77th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Meadowlakes at the 75th percentile, close to its 77th-percentile risk score.
What "at risk" means for the buildings here
Most of Meadowlakes's buildings (61.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Meadowlakes ranks
Inside Texas, Meadowlakes sits at just the 51st percentile even though it scores 77th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Meadowlakes ranks 7,388 for wildfire risk (1 is highest) and 13,095 by building count (1 is largest). Within Texas alone, it ranks 878 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Meadowlakes's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 61.2% of Meadowlakes's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Meadowlakes's figures come from
The methodology guide shows exactly how USFS turned 859 counted buildings into the percentiles shown above for Meadowlakes. The exposure-zones guide covers what Meadowlakes's dominant indirect exposure actually means, with real examples from across the dataset.