Meadowbrook Farm, KY
Meadowbrook Farm wildfire risk explained
Meadowbrook Farm sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 50 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Meadowbrook Farm at the 13th percentile, close to its 11th-percentile risk score.
Where Meadowbrook Farm's buildings actually sit
50 buildings are counted in Meadowbrook Farm, and 58% of them are Indirect exposure — ember-driven risk rather than the 42% in Direct exposure or the 0% rated Minimal.
How Meadowbrook Farm compares
There's little gap between Meadowbrook Farm's 11th national percentile and its 14th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Meadowbrook Farm ranks 27,981 for wildfire risk (1 is highest) and 30,931 by building count (1 is largest). Within Kentucky alone, it ranks 474 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Meadowbrook Farm and the insurance market
Meadowbrook Farm's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Meadowbrook Farm (58% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 50 counted buildings into the percentiles shown above for Meadowbrook Farm. For more on what indirect exposure implies beyond Meadowbrook Farm, see the exposure-zones guide.