Meadowbrook, CA
Meadowbrook, CA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Meadowbrook lands at the 93rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,778 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Meadowbrook at the 94th percentile, close to its 93rd-percentile risk score.
Meadowbrook's building exposure, zone by zone
1,778 buildings are counted in Meadowbrook, and 90.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Meadowbrook against the rest of the country
Inside California, Meadowbrook sits at just the 68th percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Meadowbrook ranks 2,256 for wildfire risk (1 is highest) and 8,128 by building count (1 is largest). Within California alone, it ranks 501 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Meadowbrook's 93rd-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
With 90.7% of Meadowbrook in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Meadowbrook's figures come from
Meadowbrook's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Meadowbrook's dominant direct exposure actually means, with real examples from across the dataset.