Meadow Woods, FL
Meadow Woods, FL's wildfire risk, in USFS's own numbers
Meadow Woods sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 10,407 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Meadow Woods at the 84th percentile, close to its 83rd-percentile risk score.
Where Meadow Woods's buildings actually sit
USFS puts 54.6% of Meadow Woods's 10,407 buildings in the Indirect exposure zone, versus 18.5% Direct and 26.9% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 10,407 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Meadow Woods ranks
Inside Florida, Meadow Woods sits at just the 58th percentile even though it scores 83rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Meadow Woods ranks 5,322 for wildfire risk (1 is highest) and 1,528 by building count (1 is largest). Within Florida alone, it ranks 401 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Meadow Woods's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Meadow Woods
Because 54.6% of Meadow Woods's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Meadow Woods's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Meadow Woods, see the exposure-zones guide.