Meadow Valley, CA
How exposed is Meadow Valley to wildfire?
Meadow Valley sits at the 100th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 306 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Meadow Valley at the 100th percentile, close to its 100th-percentile risk score.
What "at risk" means for the buildings here
Of Meadow Valley's 306 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Meadow Valley compares
Meadow Valley scores 100th nationally and 96th within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Meadow Valley ranks 99 for wildfire risk (1 is highest) and 21,459 by building count (1 is largest). Within California alone, it ranks 63 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Meadow Valley sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 100th-percentile score like Meadow Valley's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Because Direct exposure dominates in Meadow Valley (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Meadow Valley's figures come from
Meadow Valley's 100th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Meadow Valley's dominant direct exposure actually means, with real examples from across the dataset.