Meadow Vale, KY
Meadow Vale, KY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Meadow Vale lands at the 11th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 361 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Meadow Vale at the 12th percentile, close to its 11th-percentile risk score.
Where Meadow Vale's buildings actually sit
USFS puts 77.3% of Meadow Vale's 361 buildings in the Indirect exposure zone, versus 22.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Meadow Vale compares
Meadow Vale's risk sits at a similar level relative to Kentucky (14th percentile statewide) as it does nationally (11th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Meadow Vale ranks 28,015 for wildfire risk (1 is highest) and 20,037 by building count (1 is largest). Within Kentucky alone, it ranks 476 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Meadow Vale and the insurance market
Meadow Vale's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 77.3% of Meadow Vale's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 361 counted buildings into the percentiles shown above for Meadow Vale. For more on what indirect exposure implies beyond Meadow Vale, see the exposure-zones guide.