McNary, LA
How exposed is McNary to wildfire?
Out of every US place USFS scores, McNary lands at the 87th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 279 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McNary at the 89th percentile, close to its 87th-percentile risk score.
McNary's building exposure, zone by zone
Direct exposure dominates in McNary: 81.7% of its 279 buildings, versus 18.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
McNary against the rest of the country
McNary's risk sits at a similar level relative to Louisiana (97th percentile statewide) as it does nationally (87th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, McNary ranks 4,036 for wildfire risk (1 is highest) and 22,218 by building count (1 is largest). Within Louisiana alone, it ranks 16 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
McNary and the insurance market
McNary's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 81.7% of McNary in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 279 counted buildings into the percentiles shown above for McNary. For more on what direct exposure implies beyond McNary, see the exposure-zones guide.