McNab, AR
McNab wildfire risk explained
USFS's Wildfire Risk to Communities model puts McNab at the 60th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 45 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McNab's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
McNab's building exposure, zone by zone
45 buildings are counted in McNab, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where McNab ranks
McNab's 60th national percentile looks worse in isolation than its 42nd ranking inside Arkansas does — this place is on the milder end for its own state, by 19 points. Among the 31,521 US communities USFS scores, McNab ranks 12,568 for wildfire risk (1 is highest) and 31,039 by building count (1 is largest). Within Arkansas alone, it ranks 359 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
McNab's 60th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in McNab (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where McNab's figures come from
McNab's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what McNab's dominant direct exposure actually means, with real examples from across the dataset.