McMurray, PA
McMurray, PA's wildfire risk, in USFS's own numbers
McMurray's 1,963 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McMurray at the 24th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of McMurray's 1,963 counted buildings, 49.1% carry Direct exposure and only 11.6% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How McMurray compares
McMurray's risk sits at a similar level relative to Pennsylvania (25th percentile statewide) as it does nationally (23rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, McMurray ranks 24,438 for wildfire risk (1 is highest) and 7,583 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,492 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 23rd national percentile, McMurray rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 49.1% of McMurray in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where McMurray's figures come from
The methodology guide shows exactly how USFS turned 1,963 counted buildings into the percentiles shown above for McMurray. The exposure-zones guide covers what McMurray's dominant direct exposure actually means, with real examples from across the dataset.