McMinnville, TN
McMinnville, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, McMinnville lands at the 53rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 6,295 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McMinnville at the 57th percentile, close to its 53rd-percentile risk score.
What "at risk" means for the buildings here
Most of McMinnville's buildings (48.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 6,295 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How McMinnville compares
McMinnville scores 53rd nationally and 46th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, McMinnville ranks 14,856 for wildfire risk (1 is highest) and 2,758 by building count (1 is largest). Within Tennessee alone, it ranks 270 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in McMinnville
At the 53rd national percentile, McMinnville rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because 48.1% of McMinnville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where McMinnville's figures come from
The methodology guide shows exactly how USFS turned 6,295 counted buildings into the percentiles shown above for McMinnville. The exposure-zones guide covers what McMinnville's dominant indirect exposure actually means, with real examples from across the dataset.