McLendon-Chisholm, TX
How exposed is McLendon-Chisholm to wildfire?
USFS's Wildfire Risk to Communities model puts McLendon-Chisholm at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,002 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McLendon-Chisholm at the 72nd percentile, close to its 73rd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 79.9% of McLendon-Chisholm's buildings as Direct exposure, higher than its 20.1% Indirect share and far above its 0% Minimal share — a profile where 1,600 structures sit close enough to vegetation that lot clearing matters most.
How McLendon-Chisholm compares
McLendon-Chisholm's 73rd national percentile looks worse in isolation than its 40th ranking inside Texas does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, McLendon-Chisholm ranks 8,428 for wildfire risk (1 is highest) and 7,473 by building count (1 is largest). Within Texas alone, it ranks 1,072 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
McLendon-Chisholm and the insurance market
At the 73rd percentile nationally, McLendon-Chisholm carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
McLendon-Chisholm's 79.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where McLendon-Chisholm's figures come from
McLendon-Chisholm's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what McLendon-Chisholm's dominant direct exposure actually means, with real examples from across the dataset.