McLean, TX
McLean, TX's wildfire risk, in USFS's own numbers
McLean's 718 buildings earn a 99th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McLean at the 99th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
McLean's building exposure, zone by zone
Most of McLean's buildings (85.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
McLean against the rest of the country
There's little gap between McLean's 99th national percentile and its 99th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, McLean ranks 486 for wildfire risk (1 is highest) and 14,488 by building count (1 is largest). Within Texas alone, it ranks 20 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
McLean and the insurance market
McLean's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 85.2% of McLean's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
McLean's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond McLean, see the exposure-zones guide.