McLean, NY
McLean wildfire risk explained
USFS scores McLean at the 9th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 238 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McLean's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
McLean's building exposure, zone by zone
Direct exposure dominates in McLean: 59.7% of its 238 buildings, versus 40.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How McLean compares
McLean's risk sits at a similar level relative to New York (21st percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, McLean ranks 28,598 for wildfire risk (1 is highest) and 23,537 by building count (1 is largest). Within New York alone, it ranks 1,013 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
McLean and the insurance market
McLean's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in McLean
McLean's 59.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where McLean's figures come from
McLean's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what McLean's dominant direct exposure actually means, with real examples from across the dataset.