McKittrick, CA
How exposed is McKittrick to wildfire?
McKittrick sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 119 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McKittrick at the 71st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of McKittrick's buildings (84.9% of 119) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
McKittrick against the rest of the country
McKittrick's 71st national percentile looks worse in isolation than its 28th ranking inside California does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, McKittrick ranks 9,290 for wildfire risk (1 is highest) and 28,179 by building count (1 is largest). Within California alone, it ranks 1,130 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
McKittrick's 71st-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
With 84.9% of buildings rated Minimal exposure, McKittrick gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where McKittrick's figures come from
Every one of the two percentiles behind McKittrick's 9,290-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what McKittrick's dominant minimal exposure actually means, with real examples from across the dataset.