McKinley, PA
How exposed is McKinley to wildfire?
USFS scores McKinley at the 21st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,036 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McKinley at the 22nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
62.2% of McKinley's 1,036 buildings sit in USFS's Minimal exposure zone, with only 37.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How McKinley compares
McKinley scores 21st nationally and 23rd within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, McKinley ranks 24,879 for wildfire risk (1 is highest) and 11,689 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,532 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
McKinley and the insurance market
McKinley's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
McKinley's 62.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
McKinley's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond McKinley, see the exposure-zones guide.