McKean, PA
McKean, PA's wildfire risk, in USFS's own numbers
USFS scores McKean at the 34th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 270 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McKean at the 35th percentile, close to its 34th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 56.3% of McKean's buildings as Direct exposure, higher than its 43.7% Indirect share and far above its 0% Minimal share — a profile where 152 structures sit close enough to vegetation that lot clearing matters most.
Where McKean ranks
McKean scores 34th nationally and 48th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, McKean ranks 20,783 for wildfire risk (1 is highest) and 22,517 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,045 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in McKean
At the 34th national percentile, McKean rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in McKean (56.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where McKean's figures come from
McKean's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what McKean's dominant direct exposure actually means, with real examples from across the dataset.