McIntosh, MN
How exposed is McIntosh to wildfire?
USFS's Wildfire Risk to Communities model puts McIntosh at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 428 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McIntosh at the 67th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where McIntosh's buildings actually sit
Only 28.7% of McIntosh's 428 buildings carry Direct exposure and 0% carry Indirect; the remaining 71.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How McIntosh compares
Within Minnesota, McIntosh ranks higher (95th percentile) than it does nationally (72nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, McIntosh ranks 8,825 for wildfire risk (1 is highest) and 18,693 by building count (1 is largest). Within Minnesota alone, it ranks 47 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
McIntosh and the insurance market
McIntosh's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
McIntosh's 71.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 428 counted buildings into the percentiles shown above for McIntosh. For more on what minimal exposure implies beyond McIntosh, see the exposure-zones guide.